- Posted by camryn_admin
- On December 20, 2020
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If you find out the details of your credit card contract, you can make informed decisions about credit and your finances. The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, this may be the case: if you don`t see your credit card agreement, you can request a copy by calling customer service or filling out the application form online. Look on the back of the credit card or check your latest monthly payment to find the exhibitor`s name. The bank, retailer or any other organization whose name appears on the front of the card may not be the real issuer of the card. You can also check the issuer`s website; As a general rule, the bank`s name is shown at the bottom of the issuer`s home page. Ask for a copy of your credit card contract in four simple steps: if none of these reasons apply and you still can`t find an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. If you don`t see your credit card agreement, ask for a copy: 1-877-805-7744, Mo – En: 8:00 – 18:00 Central Time. Treatment can take up to 30 days. We include consumer credit card agreements in this database, as the respective issuers have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer. View new account agreements using the links provided.
To request a copy of your existing account contract, call the number on the back of your card. If you have any questions about the agreements yourself, speak directly to the card issuer. For accounts opened on or after November 5, 2019, you can view or download account agreements on the links below (in PDF). The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. To request a copy of your account contract or ask other questions about your credit card account, we pass on your problem to your credit card company, give you a tracking number and keep you informed of the status of your claim. Find instructions, your rights related to your credit rating and credit card protection. Copyright © 1995 – Wells Fargo. All rights reserved. The CARD Act is often referred to as the “Bill of Rights” for credit card holders. President Obama signed the law in May 2009.